Call us at

+ (507) 321-3300

Chat with us

+ (507) 6990-3018

Frequently Asked Questions

Banco Delta was founded in 2006 with the vision of becoming the leading microfinance bank in Panama. We have a first class team focused on creating opportunities to transform the lives of our clients.

Used Car

A/ The requirements you need for a used car loan with Delta Bank are:

  • Vehicle appraisal by company authorized by Banco Delta (used car)
  • APC Consultation Authorization Letter.
  • Copy of ID
  • Copy of License
  • Credit Memo Receipt
  • Utility Bill

A/ You can apply at any agency nationwide.

A/ Of course, as long as the car meets Banco Delta’s age requirements and an appraisal is performed on the car.

A/ In order for Banco Delta to finance the car, it should preferably be of the year 2012 or later.

A/ Banco Delta, as an Independent, asks you to meet the following requirements:

  • One year of economic activity.
  • Copy of personal identity card.
  • Copy of driver’s license.
  • Credit application.
  • Signed APC letter.
  • Vehicle appraisal by a company authorized by Banco Delta.
  • Business Inspection.
  • Copy of utility bill.
  • Copy of audited financial statements (optional).
  • Income Tax Returns (optional).

A/ Banco Delta as a salaried employee asks for the following requirements:

  • 2 years of job stability.
  • Last 2 pay stubs.
  • APC Consultation Authorization Letter.
  • Letter of employment.
  • Copy of ID card.
  • Copy of driver’s license.
  • Social Security Card.
  • Proforma of the vehicle (new car).
  • Vehicle appraisal by a company authorized by Banco Delta.
  • Credit memo receipt.
  • Utility bill.
  • Credit application.

A/ For a used car cab loan you must meet the following requirements:

  • The car you wish to purchase must be in your name.
  • The cab quota must be in your name.
  • To have at least 1 year of executing the activity.
  • Copy of personal identification.
  • Copy of utility bills.
  • Commercial license.
  • Signed APC letter.

A/ For public transportation loans you must meet the following requirements:

  • Present the certificate of operations.
  • To have at least 1 year of executing the activity.
  • Copy of personal identification.
  • Copy of utility bills.
  • Commercial license.
  • Signed APC letter.
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