A/ Casa Plata is the financing that allows you to obtain the money you need with the guarantee of your home.

A/ Banco Delta with Casa Plata financing will finance up to B/.60,000.00.

A/ Of course you can, as long as you present the balance letter.

A/ Of course yes, any micro and small business owner, formal or informal, can apply for this loan.

A/ The requirements for a Casa Plata loan are as follows:

• Business at least 3 years old (formal or informal).
• Minimum 2 years of permanence in current employment.
• Letter of Employment.
• Last 2 pay stubs.
• Copy of identity card (valid).
• Complete the Delta Bank credit application.
• Sign APC consultation authorization.
• Appraisal of the property (from a company authorized by Banco Delta).
• Copy of deed or certificate from the Public Registry.
• Balance letter (in case the house is mortgaged).

A/ Banco Delta has a wide range of appraisal companies from which you can choose.

A/ Yes, as a salaried employee you can apply if your spouse is self-employed or vice versa, if you are self-employed and your spouse is salaried. If both are salaried employees, this option does not apply.