Banco Delta was founded in 2006 with the vision of becoming the leading microfinance bank in Panama. We have a first class team focused on creating opportunities to transform the lives of our clients.
A/ To apply for a new car loan as an independent, you must meet the following requirements:
A/ To apply for a new car loan as a microenterprise entrepreneur, you must meet the following requirements:
A/ To apply for a new car loan as a salaried employee, you must meet the following requirements:
A/ We do not ask for guarantors, our loans are calculated based on what you and your business can afford.
R/ The maximum term we offer is up to 84 months.
A/ No, you do not have to make any type of payment at the time of applying for a loan.
R/ Any type of vehicle. Banco Delta has more than 20 years of experience in new and used vehicle financing.
A/ No, Banco Delta does not impose the agency or brand of car, you can apply at any agency nationwide.
A/ For a used car cab loan you must meet the following requirements:
A/ For public transportation loans you must meet the following requirements:
A/ Banco Delta can finance up to 90% of the original value of the car, depending on your credit references and your ability to pay.
A/ For Banco Delta, more important than the collateral is its desire to grow and its willingness to pay. Additionally, the collateral for your loan would be the vehicle you would purchase with the loan.
A/ Banco Delta has 5 branches and 5 loan centers nationwide; but additionally, for your convenience, we offer you more than 1000 payment points through Epago, Multipagos and Western Union located throughout the country.
A/ For public transportation loans you must meet the following requirements:
A/ Banco Delta offers you a wide range of insurance companies from which you can choose the one you like best.
A/ Yes, following the parameters established by Banco Delta for this case.
A/ It depends on the activity performed by the client, income tax returns, account statements, reference letter and 20%.
A/ Banco Delta does not impose the agency or brand of car, you can apply at any agency nationwide.