Banco Delta was founded in 2006 with the vision of becoming the leading microfinance bank in Panama. We have a first class team focused on creating opportunities to transform the lives of our clients.
A/ Don’t worry, we specialize in serving entrepreneurs like you. We take care of gathering the necessary information about your business to evaluate your ability to pay an obligation.
A/ Let us analyze your business, our specialty is to evaluate the microenterprise and define the amount we can lend you according to your payment capacity.
A/ We will be happy to review the conditions that the current bank offers you and make you a proposal that is much more convenient for you.
In addition, with Banco Delta your credit has added values that no other institution offers, such as Funeral Assistance and Secure Income insurance.
A/ For Banco Delta, more important than the collateral is its desire to grow and its willingness to pay. It is not necessary that you have a car, a house or land, to put in guarantee, we give you the benefit of taking other guarantees to be able to back up your credit.
A/ No, you do not have to make any type of payment at the time of applying for this loan.
A/ You can use it to buy more supplies or materials to increase your income and grow your business.
R/ The amount that the Bank can offer you will be evaluated according to your payment capacity.
A/ The maximum term offered by the bank can be up to 48 months.
A/ Of course, our specialty is to evaluate the microenterprise and define the amount we can lend according to its payment capacity.
A/ Applying for financing from a bank not only offers you better conditions, but also gives you the opportunity to have access to other financial products such as savings and insurance among others, in addition to the fact that the loans requested from lenders seem to be without commitments, but the reality is that you will end up paying up to 10 times the amount requested.
A/ Of course we do, we do not ask for guarantors, the loans are based on what you and your business can afford.
R/ The requirements to be presented by the entrepreneurs of the microenterprise are:
*All applications are subject to credit evaluation.
