Banco Delta was founded in 2006 with the vision of becoming the leading microfinance bank in Panama. We have a first class team focused on creating opportunities to transform the lives of our clients.
A/ Yes, we lend to entrepreneurs regardless of the size of their business.
A/ Of course, we lend to microenterprise entrepreneurs even if their business is informal.
A/ In this case you are not eligible since we are requesting that the home be your own.
A/ This type of loan will allow you to make improvements or additions to your home or business in a real and orderly manner through technical assistance, thus improving the quality of life for you and your family.
A/ The basic requirements that you must present are the following:
* All applications are subject to credit evaluation.
A/ We do not ask for guarantors, we lend based on what you and your business can afford.
R/ The maximum term we give is 60 months (5 years).
A/ The maximum amount you can obtain in this loan is B/. 6,000.00.
A/ No, you do not have to make any type of payment at the time of applying for this loan.
A/ The difference is that when you make an extension to the house you are making an affectation or a change to the structure of the same, therefore you are adding an additional value and when you remodel the changes are to maintain the life of the property or seek its conservation, without affecting the structure of the house.
A/ Banco Delta has 5 branches and 5 loan centers nationwide; but additionally, for your convenience, we offer you more than 1000 payment and savings points through Epago, Multipagos, Western Union and authorized E-pagos Xpress centers located throughout the country.
A/ For Banco Delta, more important than the guarantees is its desire to grow and its willingness to pay. It is not necessary to have a car, a house or land to put in guarantee, we give you the benefit of taking other guarantees to be able to back up your credit.
